Licensed & Regulated
Digital Lending · Global

Borrow with
confidence.

Home financing with clear terms, competitive rates, and real decisions in days — not weeks.

No hidden feesNo branch visitNo impact on credit score to check
NEO BANK
Platinum

•••• •••• •••• 4291

Card holder

J. ANDERSON

Expires

09 / 28

Loan Approved

$25,000 · 3 hrs ago

Home loan rate

4.49%p.a.

4.49%

Home loan rate from

p.a. comparison rate

3–5 days

Home loan decision

after document submission

100k+

Customers worldwide

across 30+ countries

$5B+

Loans disbursed

since inception

Regulated & Licensed

Authorised and regulated by the relevant financial authority in each market we operate.

256-bit Encryption

Every connection to our platform is secured with bank-grade TLS 1.3 encryption.

Full Transparency

No hidden fees. Your rate, repayment schedule, and total cost are shown before you sign anything.

24/7 Support

Reach our team any time by phone, chat, or email. Real people, not just automated responses.

Products

Lending for every milestone

Whether you're buying your first home or refinancing — we offer competitive home loan solutions.

Home Loan

Your home. Your terms.

Whether you're buying your first home or refinancing an existing mortgage, we offer flexible home loan solutions with some of the most competitive rates available.

  • Fixed and variable rate options
  • Up to 95% loan-to-value ratio
  • Offset account available
  • Free online property valuation
Apply for Home Loan

Key figures

Rate

From 4.49%

p.a. comparison rate

Loan amount

Up to $5,000,000

subject to eligibility

Repayment term

Up to 30 years

flexible repayments

Decision time

3–5 days

after documents submitted

* Comparison rate based on a $150,000 loan over 25 years. This comparison rate is true only for the examples given. Subject to eligibility and lending criteria.

Simple process

From application to funds in 4 steps

We've removed every unnecessary step from the traditional lending process, so you can focus on what matters.

01

Check your eligibility

Answer a few quick questions. It takes under 2 minutes and won't affect your credit score.

02

Submit your application

Upload your documents digitally. No printing, no posting, no branch visit required.

03

Receive a decision

Our underwriting engine reviews your application and gives you a real decision — not just an estimate.

04

Access your funds

Once approved, your funds are released directly to your nominated account, often the same day.

Trusted by customers worldwide

Real numbers. No marketing fluff.

$5B+

Loans disbursed

since inception

100k+

Active customers

across 30+ countries

97%

Approval satisfaction

based on customer surveys

3–5 days

Average decision time

home loan applications

Security

Your money and data are safe with us.

We built NodeBank with security as the foundation, not an afterthought. Every layer of our platform is designed to protect you.

TLS 1.3 encryption in transit

All data transferred between your device and our servers is encrypted using the latest transport layer security.

AES-256 encryption at rest

Stored data is encrypted at the database level with industry-standard AES-256 encryption.

Multi-factor authentication

Every login requires a second factor. Access to your account is never possible with a password alone.

Regulatory compliance

We operate under licences issued by relevant financial authorities and comply with all applicable regulations in each jurisdiction.

End-to-end encrypted

TLS 1.3 + AES-256

Fraud monitoring

Real-time, 24/7

Regulatory status

Licensed & Authorised

Deposit protection

Up to applicable limits

Get started today

Ready to borrow smarter?

Join over 100,000 customers who chose NodeBank for transparent lending, fast decisions, and genuine support.